Home insurance

Home insurance will cover losses to your home due to fire, flood, theft or natural disasters. Get quotes from multiple insurers in one place.

Provide your basic details and you will receive a quote shortly

Why is it worth insuring your home?

Peace of mind for your home

Compensation is provided for losses due to fire, flood, theft, and natural disasters.

Housing and household goods (furniture, appliances, electronics, bicycles) are insured.

Third Party liability – covering losses incurred by neighbors or third parties.

Disaster assistance: temporary housing, home assistance.

All offers in one place

Offers from several insurance companies.

Clear comparison of insurance coverage – you can see what is covered and what is not.

Offers by email – fast and convenient.

How does it work?

3 simple steps:

Fill out the short form.
Receive offers via email.
Choose the best option.

We protect your data and use it only to prepare an offer.

All insurance conditions transparently

Lietuvos draudimas – Brief information about home insurance

BTA – Brief information about home insurance

ERGO – Brief information about home insurance

BALCIA – Brief information about home insurance

Gjensidige – Brief information about home insurance

Compensa – Brief information about home insurance

Check out the insurance companies' rules:

Lietuvos draudimas – Home insurance rules

BTA – Home insurance rules

ERGO – Home insurance rules

Balcia – Home insurance rules

Gjensidige – Home insurance rules

Compensa – Home insurance rules

Why choose "I'm calm"?

An impartial partner for your peace of mind

Offers from all major insurers.

Ability to compare conditions and prices.

Convenient process – everything via email.

We work for your peace of mind.

F.A.Q.

Buying insurance on the “Man ramu” insurance platform is easy, but we understand that you may still have various questions. We provide basic answers, and you can always write to us at info@manramu.demesys.lt

What is the difference between home insurance and home contents insurance?

Home insurance protects the structures of a house or apartment, while home contents insurance protects your furniture, appliances, electronics, and other belongings.

Is the insurance valid if I live in a rented apartment?

Yes, you can insure your personal property, even if you do not own the home.

What risks is a home usually insured against?

Fire, flood, explosion, theft, storm, lightning, actions of third parties, acts of nature.

Does insurance cover damage caused to neighbors?

Yes, third-party liability insurance covers damage you unintentionally cause to neighbors or third parties.

What assets do we consider "home assets"?

Furniture, household appliances, clothing, electronics, sports equipment, bicycles, smart devices, etc.

Are items stored in a basement, garage or storage room insured?

Yes, but it depends on the insurer’s conditions – it’s worth checking the rules.

Is home insurance valid abroad?

Real estate is only covered in Lithuania, but some insurers provide that personal property can also be insured while traveling.

What happens if I miss an insurance premium?

Failure to pay the premium may result in suspension and termination of insurance coverage.

Is it possible to choose the insurance amount?

Yes, the amount is determined by the value of your home and property.

What to do in the event of an insured event?

Notify your insurer immediately and, if necessary, call emergency services. The insurer will arrange compensation for the damage.

Compare your home insurance price: