Travel insurance to Thailand
Are you planning a trip to Thailand? Don’t leave it to chance – get insurance while you’re still in Lithuania. On the Man Ramu platform, you can quickly compare offers from 5 insurers and choose the best travel insurance for Thailand.
Thailand - an exotic destination that requires preparation
Thailand is one of the most popular winter travel destinations among Lithuanians. The warm sea, exotic nature, friendly people and rich culture attract thousands of tourists. However, it is important to know that the country belongs to the Asian region, which means that the European Health Insurance Card is not valid here, so you will have to cover all medical expenses yourself – unless you have travel insurance.
Thailand's health system
Healthcare in Thailand is divided into public and private.
Public hospitals are usually aimed at local residents. Services are cheaper, but waiting lists are long, the quality of service is variable, and English is often only spoken by doctors.
Private clinics are the most popular choice for travelers. Centers such as Bangkok Hospital, Bumrungrad International Hospital or Samitivej Hospital are famous for their high standard, modern equipment and fast service. However, the cost of a visit here can reach 150-300 EUR, and hospitalization – thousands of euros per day. Without insurance, even simple treatment for poisoning or infection can become an expensive problem.
Common health risks in Thailand
The most common risks in Thailand include:
Food and waterborne infections are common causes of “Bangkok belly” among tourists. It is recommended to drink only bottled water.
Mosquito-borne diseases – dengue fever, Zika or malaria in some regions. Repellents should be used.
Sunstroke and dehydration – especially in the southern provinces and islands.
Traffic accidents – Thailand’s roads are considered some of the most dangerous in Asia; scooter rentals are very popular but a common cause of injuries.
Animal bites – stray dogs or monkeys can spread rabies.
What to do if you get sick or injured in Thailand
Contact the nearest private hospital or clinic.
Inform your insurance company’s help desk. I’m sure there’s always a help desk number listed in your insurance policy (available 24/7).
Have around 200-300 EUR or USD – small medical expenses (e.g. for a visit or medication) often need to be paid for yourself, after prior agreement with the insurer. Support your expenses with invoices or receipts – the insurance company will reimburse them later.
If hospitalization or evacuation is required, the insurance assistance service will organize transportation to an appropriate medical facility or, if necessary, medical repatriation to Lithuania.
Why travel insurance is essential when traveling to Thailand
Protects against unexpected expenses. Medical costs in Asia are several times higher than in Europe.
Valid worldwide. With the right territory selection, the insurance covers all of Southeast Asia.
Also covers repatriation costs. Medical transportation from Thailand to Lithuania can cost 30,000-60,000 EUR.
Additional protections: Luggage, liability and extreme entertainment risks can be included.
How to purchase insurance
On the “Man Ramu” insurance platform you can:
- Enter travel dates and traveler details.
- Get and compare quotes from 5 insurance companies.
- Choose the most suitable one and pay online – the policy will be sent immediately by email.
Important documents
F.A.Q.
Purchasing insurance on the “Man ramu” Insurance platform is easy, but we understand that you may still have various questions.
Is the European Health Insurance Card (EHIC) valid in Thailand?
Is it possible to buy insurance while already in Thailand?
Is the insurance valid on islands such as Phuket or Ko Samui?
Yes, if the policy is selected for the entire world (or Asia) territory, it is valid in all provinces and islands of Thailand.
How much does travel insurance to Thailand cost?
Does insurance cover diving or scooter accidents?
Is it possible to insure the entire family with one policy?
Yes, on the “Man Ramu” platform, up to 6 travelers can be insured with one policy.
Find out how much insurance will cost you
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