Travel insurance to Indonesia
Planning a trip to Bali, Jakarta or another Indonesian island? Make sure your vacation is peaceful. On the “Man Ramu” platform, you can quickly compare offers from 5 insurers and choose the best travel insurance for Indonesia.
Do you really need travel insurance for Indonesia?
Indonesia is made up of more than 17,000 islands, the most popular of which is Bali, as well as the islands of Java, Lombok, Sumatra and Sulawesi. Beautiful beaches, tropical jungles, volcanoes and a rich culture attract thousands of Lithuanians every year.
However, it should be remembered that Indonesia is a distant Asian country, where the European Health Insurance Card is not valid, and the costs of treatment can be very high.
Healthcare in Indonesia
The Indonesian health system is mixed – there are both public and private medical institutions.
- Public hospitals are mostly intended for local residents, they often lack equipment, and the staff rarely speaks English.
- Private medical centers, especially in the cities of Bali, Jakarta, and Surabaya, provide high quality services and prompt assistance to tourists, but their prices are comparable to clinics in Western countries. For example:
Without travel insurance, such expenses can put a significant strain on your budget.
Common health and safety risks in Indonesia
1. Mosquito-borne diseases – dengue fever, malaria, chikungunya. Use repellents and avoid standing water.
2. Food and waterborne infections – avoid ice in drinks, drink only bottled water.
3. Traffic accidents – heavy and chaotic traffic, especially on the island of Bali, where many people rent scooters.
4. Water sports injuries – diving, surfing, or boating can be dangerous without experience.
5. Volcanic activity – some islands, such as Java and Lombok, are seismically active, so local warnings should be monitored.
6. Sunstroke and heatstroke are a common problem when traveling without a hat or water.
What to do if you get sick or injured in Indonesia
1. Inform your insurance company’s help desk – the contact details are always listed in the policy (available 24/7). Follow the insurer’s instructions.
2. Contact a medical facility. There are many of them in larger cities or on the island of Bali.
3. Have 200-300 EUR or USD in cash or on a card. Small amounts (e.g. for a consultation or medication) often need to be paid for yourself, after prior agreement with the insurer. It is important to keep receipts for expenses – they will be reimbursed later.
4. If hospitalization or medical evacuation is required, the insurer’s emergency service will organize transportation to an appropriate hospital or to Lithuania.
How to calculate insurance for Indonesia?
1. Enter travel dates and traveler details.
2. Compare offers from 5 insurance companies.
3. Purchase insurance online – quickly and conveniently.
Why travel insurance to Indonesia is necessary
Protection against unexpected medical expenses. Treatment in Asia can cost several thousand euros.
Repatriation costs are covered. Medical repatriation from Indonesia can cost between EUR 40,000 and EUR 70,000.
Additional protections. Luggage, civil liability, and extreme entertainment risks can be included.
Important documents
F.A.Q.
Purchasing insurance on the “Man ramu” Insurance platform is easy, but we understand that you may still have various questions.
Ar Italijoje galioja Europos sveikatos draudimo kortelė (ESDK)?
Is the insurance valid throughout Italy?
How much does travel insurance to Italy cost?
The price depends on the duration of the trip, the age of the travelers, and the protections chosen.
Can I deactivate accident insurance?
What should I do if I lose my luggage at the airport?
Ar draudimo sutartį galima sudaryti jau būnant Italijoje?
No, you must purchase insurance while you are in Lithuania – at least 24 hours before your flight.
Does the insurance cover dangerous activities such as diving or hot air ballooning?
Additional risks may be included, but must be noted at the time of policy issuance.
Can I insure a family or group at once?
Yes, up to 6 people can be insured with one policy.
What happens if I pay for the treatment out of my own pocket?
Save all documents and invoices – the insurance company will reimburse insured expenses.
Find out how much insurance will cost you
Partners of "Man ramu"
