Travel insurance
On the “Man ramu” insurance platform, you can purchase travel insurance that covers medical expenses, accidents, personal liability, and baggage insurance.
What is travel insurance?
Travel insurance is financial protection that helps prevent major losses if unexpected situations arise during your trip. This includes medical expenses abroad, civil liability, lost luggage, and other cases.
When traveling, especially away from Europe, even a small inconvenience can turn into a big expense. Travel insurance helps protect you from such expenses, gives you peace of mind, and ensures that your trip remains enjoyable, even if unforeseen difficulties arise.
Travel calmly and safely!
When does travel insurance help?
Travel insurance is relevant when various risks are encountered during travel:
In the event of an accident or illness, the costs of treatment, medication, and transportation to a medical facility are covered.
If damage is caused to third parties or their property during the trip, civil liability insurance compensates for the damage caused.
If your luggage is lost, delayed, or damaged, insurance will cover these losses.
What can be insured?
On the Man Ramu platform, you can choose the following main travel insurance risks:
Medical insurance is the main insurance that helps cover all medical expenses abroad. It is especially recommended when traveling to countries where medical services are expensive (e.g. Turkey or Egypt).
Accident insurance – covers injuries, disability or death during the trip.
Third Party Liability insurance – protection against costs if you accidentally injure another person or damage property.
Baggage insurance – covers losses from lost, damaged or delayed baggage.
Trip cancellation and interruption insurance is not currently available, but is planned for the future.
Where is the insurance valid?
The insurance coverage area is chosen based on your travel plans – which countries you intend to visit. It can be just Europe, the entire world, or specific regions (e.g., Africa or Asia).
Important: For certain destinations, such as Turkey or Egypt, insurance may cost more due to higher medical service prices in these countries. It is necessary to check whether the insurance is valid in countries that the Ministry of Foreign Affairs of the Republic of Lithuania advises against traveling to (due to warfare or other dangers). In some cases, insurance may not be valid in such territories.
The insurance premium depends on:
Travel duration
Travel directions and risk zones
The selected insurance package and protection level
The traveler’s age and nature of activity (e.g. sports, work, leisure)
Why is it worth getting insurance?
Travel insurance provides:
Financial protection against unforeseen expenses.
Peace of mind when traveling, especially with children or doing active sports.
The ability to easily submit a claim online.
Assistance abroad in several languages.
Get a quick insurance policy via email in just a few minutes.
How to purchase insurance on the Man Ramu platform?
1. Specify the travel destination and dates.
2. Select the required insurance risks and additional protection elements.
3. Enter the details of the traveling persons.
4. Review the offers and choose the most suitable option.
5. Pay and receive the policy by email.
What to do in the event of an insured event?
Contact the insurance company listed on your policy immediately. The sooner you report the incident, the sooner you can receive assistance and avoid potential problems due to delays.
Insurance company representatives can provide information on what documents are required, direct you to the nearest medical facility, or help you find the necessary services.
In some cases, the insurer may contact the medical facility directly and pay the bills without your upfront costs.
Many insurance companies provide assistance to travelers in their native language – this makes it easier to communicate, understand the requirements accurately, and avoid misunderstandings in stressful situations.
Follow the instructions you receive: you may be required to provide invoices, proof, tickets, or other documents to support the event.
The entire process can be completed remotely, online or by phone – it’s fast and convenient.
Important: do not delay contacting the insurer – delay may complicate the compensation process or even become a reason for the application to be rejected.
Does the European Health Insurance Card replace travel insurance?
No. The EHIC only covers essential assistance in public institutions in the EU, EEA and Switzerland, but:
• Does not cover private clinics,
• Does not cover repatriation,
• Does not cover baggage, trip interruption or third party liability,
• Does not protect against all possible financial losses.
Therefore, EHIC is not an alternative to travel insurance. We recommend that you have additional travel insurance in all cases.
Important documents
F.A.Q.
Purchasing insurance on the “Man ramu” Insurance platform is easy, but we understand that you may still have various questions.
What risks does Travel Insurance on the “Man Ramu” insurance platform cover?
Is the insurance valid in all countries of the world?
How much does travel insurance cost?
How quickly will I receive my insurance policy?
Can I get insurance after I have already left for my trip?
Is it necessary to print the policy, or is the electronic version sufficient?
How to use insurance in the event of an accident?
What to do if the trip is canceled?
Does travel insurance cover active activities (skiing, diving, etc.)?
If you plan to engage in active recreation (skiing, diving, mountain climbing, sports), it is necessary to carefully read the risk descriptions and the rules of the specific insurer and make sure that your planned activity falls within the scope of insurance. It is necessary to choose the appropriate risk option before concluding a contract, otherwise the insurance company may refuse to pay the insurance benefit.
Is it possible to insure the entire family at the same time?
Are there any age restrictions?
How to choose the most suitable insurance offer?
Compare the cost of your insurance:
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