Trailer insurance
If you use a trailer with your car – even if it’s only occasionally – it’s worth knowing that the trailer must also be insured.
On the “Man Ramu” insurance platform, you can easily and quickly purchase mandatory trailer insurance tailored to your needs.
Insure your trailer today!
What is trailer insurance for?
On the “Man Ramu” insurance platform, you can purchase mandatory trailer insurance for private individuals who own light trailers that are used with passenger cars.
Trailers can be very diverse – from simple household to specialized. They are most often used:
for gardening, transporting building materials or tools,
moving, transporting household items or furniture,
for carrying additional luggage, for trips or outings,
for transporting boats on lakes or rivers,
for transporting quad bikes or motorcycles to sporting events or nature,
for transporting lawnmowers, snow blowers or other equipment,
for mobile saunas or mini-huts for towing,
even in trailers specially adapted for transporting pets.
Regardless of its purpose, if a trailer is involved in road traffic, it must be insured. Insurance protects not only you, but also other road users from financial losses in the event of an unforeseen event.
When does a trailer need insurance?
If the trailer is involved in road traffic and must be registered in the “Registry”, compulsory third party liability insurance for vehicle operators is necessary.
When a trailer is attached to a car and is involved in road traffic, the primary liability in the event of a traffic accident usually lies with the car owner and benefits are paid according to the car insurance policy. However, if the trailer becomes detached from the car and causes damage, the liability passes to the trailer owner.
Some countries (e.g. Germany) apply partial liability for a trailer even when it is towed – therefore, it is important to have valid trailer insurance when planning trips abroad.
Short-term periods possible
Private trailers are usually used less frequently, so the “Man ramu” insurance platform allows you to choose shorter insurance periods – not only 12 months, but also:
- 1 month
- 3 months
- 6 months
It is convenient, economical and safe – especially if you only use the trailer seasonally or for occasional trips.
However, it is easier and cheaper to buy an annual insurance policy – you will have peace of mind that you can use a trailer that has valid insurance at any time.
How much does trailer insurance cost?
Trailer insurance is one of the cheapest compulsory insurance options. The price is significantly lower than possible fines for an uninsured vehicle or damages in the event of an accident.
The price of trailer insurance is calculated individually and depends on the type of trailer, lifting capacity, owner’s place of residence, driver experience, loss history, and other parameters.
What is not covered?
It is important to know that neither compulsory nor comprehensive insurance:
– Does not cover damage to transported cargo
– Does not cover damage caused by the cargo being transported
Such risks are insured separately – they would be the subject of cargo or carrier civil liability insurance.
Trailer insurance online
With “Man ramu” everything is simple – fill in the details about the trailer, compare offers and choose the most suitable one. The insurance certificate will immediately reach your e-mail.
Try it now – cheap, fast and reliable.
Important documents
F.A.Q.
Purchasing insurance on the “Man ramu” Insurance platform is easy, but we understand that you may still have various questions.
Is compulsory insurance necessary for a trailer if it is only used occasionally?
Can I purchase insurance for a period shorter than 12 months?
Does trailer insurance cover the cargo being transported?
How much does trailer insurance cost?
What happens if I drive with an uninsured trailer?
How quickly can I get a trailer insurance policy?
Calculate your trailer insurance price
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