Balcia insurance

Established in 2017, Balcia Insurance SE Lithuania is a modern insurance technology company with Latvian roots. Offering the most innovative solutions on the market and aiming to improve the insurance consumer experience in Lithuania, the company offers the opportunity to use the modern
Balcia mobile app, where every consumer can easily and quickly purchase insurance services that suit their lifestyle.

Balcia Insurance SE Lithuanian branch

Ukmergės st.126, LT-08100, Vilnius

Tel: 19001, +370 5 2 119 119

Email: info@balcia.lt

For insurance contract termination, changes or claims adjustment, please contact Balcia directly. The “Man ramu” insurance platform mediates in purchasing insurance contracts and comparing offers and prices.

What is the secret of Balcia Insurance SE’s branch in Lithuania? People’s lifestyles are the basis and the driving force behind the products we offer. The result is a hassle-free insurance experience – just a simple, convenient subscription service that seamlessly integrates insurance into the life of every consumer.

The client and their interests are the priority of Balcia Insurance SE branch in Lithuania, and the company maintains a special relationship with each of them. With some of the strongest experts in the insurance business working in the team, clients can enjoy their time in peace and be free from extraneous worries. Balcia Insurance SE’s branch in Lithuania is currently listed as a trusted partner of other major banks, which allows us to provide a full range of quality services to our clients in a timely manner.

Why is it worth choosing Balcia over "Man ramu"?

You compare Balcia’s prices with other insurers in one place.
The contract is concluded online – you receive the documents immediately.
Neutral intermediary position: we help you choose the best offer based on price and conditions.

Calculate the Balcia premium

Can I terminate my Balcia contract?

You can cancel your insurance contract at any time, subject to the conditions set out in the insurance contract. You can cancel your insurance contract by contacting the insurance company that insured you directly. The insurance company may deduct an administration fee from the unused portion of the refundable premium.

I have Balcia insurance and was involved in an accident

If you are involved in an accident, inform your insurance company of the accident as soon as possible, but within 3 days at the latest, and follow the instructions given by the insurance company’s claims adjusters

Balcia transport insurance documents

Law on Compulsory Motor Third Party Liability Insurance

Standard terms and conditions for compulsory insurance against Motor Third party liability in respect of the use of motor vehicles

Balcia MTPL insurance product information document

Balcia travel insurance documents

Balcia Travel Insurance rules

Balcia Travel Insurance Product Information Document

F.A.Q.

Purchasing insurance on the “Man ramu” Insurance platform is easy, but we understand that you may still have various questions.

Can I compare Balcia's prices with other companies' offers?

Yes. On the Man Ramu platform, you can compare Balcia’s offers with 5 other insurers.

Do I need to provide photos of the car for CASCO insurance?

Yes, most often, a CASCO insurance contract becomes fully effective only after submitting photos of the car (before or shortly after conclusion). If the photos are not submitted on time, the insurer may apply an additional deductible of up to EUR 300, even if the policy specifies a lower amount.

What is a deductible and how is it applied in the event of a claim?

A deductible is an agreed amount that the person who has suffered damage must cover themselves. For example, if your CASCO policy specifies a deductible of EUR 200 and the damage amounts to EUR 1,000, the insurance company will compensate EUR 800. In some cases (e.g. theft, natural disaster), a separate, percentage or higher deductible may apply – this is specified in the policy.

How quickly will I receive my Balcia insurance policy?

The policy is sent by email immediately after payment.

I have a Balcia policy. Where can I file a claim?

All damages are registered directly with Balcia – by phone, email or self-service.

Does the price of insurance change depending on the driver's age and experience?

Yes. Younger drivers (under 25) and those with less than 2 years of driving experience often have higher premiums. The longer the experience and better the driving history, the better the prices.

Can I terminate the Balcia contract on the Man Ramu platform?

Ne. Sutarties nutraukimas vykdomas tik per Balcia.

Do I have to wait for my insurance to expire before I can renew it or change company?

No. The insurance contract can be terminated earlier, but usually a termination fee is applied or part of the premium is not refunded. It is recommended to compare offers in time before the expiration date and conclude a new contract without interruption.

What to do in the event of a traffic accident?

First of all, take care of your safety, call for help if necessary. Then:

Take photos of the scene and damage;
Fill out a traffic accident declaration;
Report the incident to your insurance company as soon as possible (online or by phone).

Timely and accurate data will help to settle the claim faster.